๐Ÿข B-READY Financial Services โ€” Pillar 2: Accessibility of Information in Credit Infrastructure

B-READY: Financial Services Pillar 2: Accessibility of Information in Credit Infrastructure. World Bank B-READY assesses the business environment in 100 economies; higher scores are better.

๐Ÿ“… 2025๐Ÿ“ score100 entries
Every dot is one country, placed by its value (score); the vertical bar marks each rowโ€™s median. Rows are world regions, ordered by their median. Hover a dot for its name.
1
๐Ÿ‡จ๐Ÿ‡ดColombia
94.0
2
๐Ÿ‡น๐Ÿ‡ฌTogo
94.0
3
๐Ÿ‡ฒ๐Ÿ‡ฝMexico
93.5
4
๐Ÿ‡ฏ๐Ÿ‡ฒJamaica
93.0
5
๐Ÿ‡ณ๐Ÿ‡ฟNew Zealand
93.0
6
๐Ÿ‡น๐Ÿ‡ฏTajikistan
93.0
7
๐Ÿ‡บ๐Ÿ‡ฟUzbekistan
90.5
8
๐Ÿ‡ฆ๐Ÿ‡ฒArmenia
90.0
9
๐Ÿ‡ฆ๐Ÿ‡ฟAzerbaijan
89.8
10
๐Ÿ‡จ๐Ÿ‡ฆCanada
89.5
11
๐Ÿ‡ท๐Ÿ‡ดRomania
89.0
12
๐Ÿ‡จ๐Ÿ‡ทCosta Rica
88.5
13
๐Ÿ‡ฐ๐Ÿ‡ญCambodia
87.3
14
๐Ÿ‡ฏ๐Ÿ‡ดJordan
86.0
15
๐Ÿ‡ฒ๐Ÿ‡ฆMorocco
85.8
16
๐Ÿ‡ธ๐Ÿ‡ปEl Salvador
85.3
17
๐Ÿ‡ป๐Ÿ‡ณVietnam
85.3
18
๐Ÿ‡บ๐Ÿ‡ธUnited States
84.5
19
๐Ÿ‡ฒ๐Ÿ‡ฐNorth Macedonia
83.5
20
๐Ÿ‡ง๐Ÿ‡ฏBenin
82.5
21
๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom
81.7
22
๐Ÿ‡บ๐Ÿ‡พUruguay
81.1
23
๐Ÿ‡ฑ๐Ÿ‡ปLatvia
79.8
24
๐Ÿ‡ต๐Ÿ‡ญPhilippines
79.8
25
๐Ÿ‡ท๐Ÿ‡ธSerbia
79.8
26
๐Ÿ‡ธ๐Ÿ‡ฌSingapore
79.3
27
๐Ÿ‡ฎ๐Ÿ‡ฑIsrael
79.3
28
๐Ÿ‡ฌ๐Ÿ‡ญGhana
78.8
29
๐Ÿ‡ธ๐Ÿ‡ณSenegal
78.8
30
๐Ÿ‡ต๐Ÿ‡ชPeru
78.5
31
๐Ÿ‡ณ๐Ÿ‡ตNepal
78.3
32
๐Ÿ‡ช๐Ÿ‡ธSpain
78.2
33
๐Ÿ‡ฐ๐Ÿ‡ฟKazakhstan
77.8
34
๐Ÿ‡น๐Ÿ‡ทTรผrkiye
77.8
35
๐Ÿ‡ธ๐Ÿ‡ฎSlovenia
77.3
36
๐Ÿ‡ฎ๐Ÿ‡นItaly
76.3
37
๐Ÿ‡ต๐Ÿ‡ฐPakistan
76.3
38
๐Ÿ‡ฒ๐Ÿ‡ฉMoldova
76.0
39
๐Ÿ‡ฎ๐Ÿ‡ฉIndonesia
75.8
40
๐Ÿ‡ต๐Ÿ‡ธPalestine
75.3
41
๐Ÿ‡จ๐Ÿ‡ฎIvory Coast
75.3
42
๐Ÿ‡ธ๐Ÿ‡ฐSlovakia
75.1
43
๐Ÿ‡ฐ๐Ÿ‡ฌKyrgyzstan
74.8
44
๐Ÿ‡ธ๐Ÿ‡จSeychelles
73.8
45
๐Ÿ‡ต๐Ÿ‡ฑPoland
73.3
46
๐Ÿ‡ฐ๐Ÿ‡ทSouth Korea
73.2
47
๐Ÿ‡ฒ๐Ÿ‡พMalaysia
72.8
48
๐Ÿ‡จ๐Ÿ‡ฟCzechia
72.5
49
๐Ÿ‡ฑ๐Ÿ‡ธLesotho
72.5
50
๐Ÿ‡ง๐Ÿ‡นBhutan
72.3

Highlights

As of 2025, Colombia ranks first with 94.0, followed by Togo (94.0) and Mexico (93.5).

The top two are virtually level: Colombia and Togo differ by less than 1%.

Across 100 countries and territories, values run from 94.0 (Colombia) to 8.0 (South Sudan), with a median of 72.0.

By region, the top 10 is made up of 4 from the Americas, 4 from Asia, 1 from Africa and 1 from Oceania.

Source: World Bank Open Data โ€” B-READY: Financial Services Pillar 2: Accessibility of Information in Credit Infrastructure, 2025. Unit: score.

Source: World Bank Open Data โ€” B-READY: Financial Services Pillar 2: Accessibility of Information in Credit Infrastructure ยท CC BY 4.0 ยท fetched Oct 16, 2026