๐Ÿข B-READY Financial Services โ€” Pillar 3: Operational Efficiency of Receiving Financial Services

B-READY: Financial Services Pillar 3: Operational Efficiency of Receiving Financial Services. World Bank B-READY assesses the business environment in 100 economies; higher scores are better.

๐Ÿ“… 2025๐Ÿ“ score100 entries
Every dot is one country, placed by its value (score); the vertical bar marks each rowโ€™s median. Rows are world regions, ordered by their median. Hover a dot for its name.
1
๐Ÿ‡ธ๐Ÿ‡ชSweden
92.8
2
๐Ÿ‡ณ๐Ÿ‡ฟNew Zealand
89.3
3
๐Ÿ‡ฑ๐Ÿ‡ปLatvia
89.0
4
๐Ÿ‡ง๐Ÿ‡ฆBosnia and Herzegovina
88.7
5
๐Ÿ‡ฌ๐Ÿ‡ชGeorgia
88.1
6
๐Ÿ‡ฒ๐Ÿ‡ฐNorth Macedonia
86.6
7
๐Ÿ‡ง๐Ÿ‡ชBelgium
85.5
8
๐Ÿ‡ฐ๐Ÿ‡ญCambodia
85.3
9
๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom
85.0
10
๐Ÿ‡ช๐Ÿ‡ชEstonia
83.9
11
๐Ÿ‡ธ๐Ÿ‡ฌSingapore
83.2
12
๐Ÿ‡ฎ๐Ÿ‡ธIceland
82.9
13
๐Ÿ‡ต๐Ÿ‡นPortugal
82.6
14
๐Ÿ‡ท๐Ÿ‡ธSerbia
82.5
15
๐Ÿ‡ง๐Ÿ‡นBhutan
82.3
16
๐Ÿ‡จ๐Ÿ‡ฟCzechia
81.3
17
๐Ÿ‡ธ๐Ÿ‡ฎSlovenia
80.6
18
๐Ÿ‡ป๐Ÿ‡ณVietnam
80.2
19
๐Ÿ‡ต๐Ÿ‡ฑPoland
80.2
20
๐Ÿ‡บ๐Ÿ‡ธUnited States
79.5
21
๐Ÿ‡ช๐Ÿ‡ธSpain
79.0
22
๐Ÿ‡ต๐Ÿ‡ชPeru
78.7
23
๐Ÿ‡จ๐Ÿ‡ดColombia
78.3
24
๐Ÿ‡จ๐Ÿ‡ฆCanada
78.1
25
๐Ÿ‡ง๐Ÿ‡ฌBulgaria
77.6
26
๐Ÿ‡ฆ๐Ÿ‡ฟAzerbaijan
77.5
27
๐Ÿ‡ญ๐Ÿ‡ฐHong Kong
76.9
28
๐Ÿ‡ญ๐Ÿ‡ทCroatia
76.6
29
๐Ÿ‡ง๐Ÿ‡งBarbados
76.4
30
๐Ÿ‡ฎ๐Ÿ‡ชIreland
76.0
31
๐Ÿ‡ญ๐Ÿ‡บHungary
75.8
32
๐Ÿ‡บ๐Ÿ‡พUruguay
75.3
33
๐Ÿ‡ฎ๐Ÿ‡ฑIsrael
75.1
34
๐Ÿ‡ต๐Ÿ‡พParaguay
75.1
35
๐Ÿ‡ธ๐Ÿ‡ฐSlovakia
74.2
36
๐Ÿ‡ฐ๐Ÿ‡ทSouth Korea
73.7
37
๐Ÿ‡ฎ๐Ÿ‡นItaly
73.7
38
๐Ÿ‡ฐ๐Ÿ‡ฟKazakhstan
73.3
39
๐Ÿ‡ฏ๐Ÿ‡ฒJamaica
73.3
40
๐Ÿ‡น๐Ÿ‡ฏTajikistan
73.2
41
๐Ÿ‡ฒ๐Ÿ‡ชMontenegro
72.9
42
๐Ÿ‡น๐Ÿ‡ทTรผrkiye
72.6
43
๐Ÿ‡ฐ๐Ÿ‡ฌKyrgyzstan
72.6
44
๐Ÿ‡ฆ๐Ÿ‡ฒArmenia
71.5
45
๐Ÿ‡ง๐Ÿ‡ญBahrain
70.6
46
๐Ÿ‡ฒ๐Ÿ‡ฉMoldova
70.6
47
๐Ÿ‡ฒ๐Ÿ‡ฝMexico
69.9
48
๐Ÿ‡ฑ๐Ÿ‡ฆLaos
69.7
49
๐Ÿ‡ฒ๐Ÿ‡พMalaysia
69.2
50
๐Ÿ‡น๐Ÿ‡นTrinidad and Tobago
66.7

Highlights

As of 2025, Sweden ranks first with 92.8, followed by New Zealand (89.3) and Latvia (89.0).

Across 100 countries and territories, values run from 92.8 (Sweden) to 16.7 (Central African Republic), with a median of 66.4.

By region, the top 10 is made up of 7 from Europe, 2 from Asia and 1 from Oceania.

Source: World Bank Open Data โ€” B-READY: Financial Services Pillar 3: Operational Efficiency of Receiving Financial Services, 2025. Unit: score.

Source: World Bank Open Data โ€” B-READY: Financial Services Pillar 3: Operational Efficiency of Receiving Financial Services ยท CC BY 4.0 ยท fetched Oct 16, 2026