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🏦 Firms with a Bank Loan

Share of surveyed firms holding a bank loan or line of credit.

📅 2025📏 %61 entries
83.2% – 55.1%53.9% – 43.2%39.3% – 29.3%28.6% – 18.0%16.4% – 3.1%No data
1
🇯🇵Japan
83.2%
2
🇨🇱Chile
82.7%
3
🇩🇪Germany
77.4%
4
🇫🇷France
76.5%
5
🇧🇪Belgium
74.8%
6
🇩🇰Denmark
68.7%
7
🇬🇹Guatemala
68.3%
8
🇫🇮Finland
67.7%
9
🇦🇹Austria
66.4%
10
🇦🇺Australia
63.0%
11
🇱🇨Saint Lucia
57.6%
12
🇧🇷Brazil
57.6%
13
🇳🇱Netherlands
55.1%
14
🇳🇴Norway
53.9%
15
🇫🇯Fiji
53.8%
16
🇩🇴Dominican Republic
53.5%
17
🇲🇳Mongolia
52.3%
18
🇧🇿Belize
50.0%
19
🇰🇪Kenya
46.8%
20
🇨🇭Switzerland
46.4%
21
🇱🇹Lithuania
46.2%
22
🇹🇭Thailand
45.9%
23
🇵🇦Panama
43.8%
24
🇧🇴Bolivia
43.2%
25
🇨🇿Czechia
43.2%
26
🇬🇩Grenada
39.3%
27
🇸🇧Solomon Islands
38.7%
28
🇱🇷Liberia
38.4%
29
🇱🇰Sri Lanka
37.7%
30
🇬🇦Gabon
35.7%
31
🇻🇨Saint Vincent and the Grenadines
35.7%
32
🇰🇲Comoros
34.8%
33
🇲🇻Maldives
34.5%
34
🇦🇬Antigua and Barbuda
33.0%
35
🇸🇷Suriname
31.0%
36
🇵🇱Poland
30.4%
37
🇧🇳Brunei
29.3%
38
🇹🇹Trinidad and Tobago
28.6%
39
🇺🇬Uganda
26.0%
40
🇧🇮Burundi
23.7%
41
🇪🇹Ethiopia
23.5%
42
🇿🇼Zimbabwe
23.1%
43
🇦🇱Albania
22.8%
44
🇦🇫Afghanistan
21.5%
45
🇮🇳India
21.5%
46
🇳🇬Nigeria
20.8%
47
🇩🇯Djibouti
20.5%
48
🇲🇷Mauritania
18.9%
49
🇲🇼Malawi
18.0%
50
🇳🇪Niger
16.4%

Highlights

As of 2025, Japan ranks first with 83.2%, followed by Chile (82.7%) and Germany (77.4%).

The top two are virtually level: Japan and Chile differ by less than 1%.

Across 61 countries and territories, values run from 83.2% (Japan) to 3.1% (Zambia), with a median of 35.7%.

By region, the top 10 is made up of 6 from Europe, 2 from the Americas, 1 from Asia and 1 from Oceania.

Source: World Bank Open Data — Firms with a bank loan/line of credit (% of firms), 2025. Unit: %.

Source: World Bank Open Data — Firms with a bank loan/line of credit (% of firms) · CC BY 4.0 · fetched Oct 16, 2026