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🏭 Firms using banks to finance working capital

Percentage of firms using bank loans to finance working capital.

📅 2025📏 %61 entries
57.3% – 34.1%32.6% – 27.2%26.4% – 20.8%20.3% – 11.1%9.7% – 2.3%No data
1
🇧🇪Belgium
57.3%
2
🇯🇵Japan
53.3%
3
🇩🇴Dominican Republic
50.2%
4
🇬🇹Guatemala
46.9%
5
🇩🇯Djibouti
46.2%
6
🇵🇦Panama
44.5%
7
🇨🇿Czechia
42.3%
8
🇰🇪Kenya
40.8%
9
🇲🇳Mongolia
39.8%
10
🇨🇱Chile
39.8%
11
🇧🇷Brazil
39.0%
12
🇳🇱Netherlands
34.9%
13
🇧🇴Bolivia
34.1%
14
🇱🇹Lithuania
32.6%
15
🇵🇱Poland
32.1%
16
🇬🇦Gabon
31.9%
17
🇫🇮Finland
31.9%
18
🇩🇰Denmark
31.4%
19
🇦🇬Antigua and Barbuda
31.1%
20
🇫🇯Fiji
30.5%
21
🇻🇨Saint Vincent and the Grenadines
29.9%
22
🇺🇬Uganda
28.2%
23
🇰🇲Comoros
28.2%
24
🇳🇴Norway
28.1%
25
🇧🇮Burundi
27.2%
26
🇫🇷France
26.4%
27
🇧🇿Belize
26.4%
28
🇦🇺Australia
25.4%
29
🇳🇪Niger
25.2%
30
🇦🇹Austria
23.3%
31
🇪🇹Ethiopia
23.3%
32
🇱🇨Saint Lucia
23.3%
33
🇿🇼Zimbabwe
22.5%
34
🇱🇷Liberia
21.8%
35
🇹🇭Thailand
21.8%
36
🇰🇮Kiribati
21.6%
37
🇬🇩Grenada
20.8%
38
🇸🇧Solomon Islands
20.3%
39
🇲🇼Malawi
20.3%
40
🇩🇪Germany
20.2%
41
🇨🇭Switzerland
19.9%
42
🇱🇰Sri Lanka
17.9%
43
🇹🇹Trinidad and Tobago
16.6%
44
🇦🇱Albania
16.3%
45
🇮🇳India
14.1%
46
🇬🇼Guinea-Bissau
14.1%
47
🇧🇳Brunei
12.0%
48
🇸🇷Suriname
11.5%
49
🇲🇿Mozambique
11.1%
50
🇸🇹São Tomé and Príncipe
9.7%

Highlights

As of 2025, Belgium ranks first with 57.3%, followed by Japan (53.3%) and Dominican Republic (50.2%).

Across 61 countries and territories, values run from 57.3% (Belgium) to 2.3% (Zambia), with a median of 23.3%.

By region, the top 10 is made up of 4 from the Americas, 2 from Africa, 2 from Asia and 2 from Europe.

Source: World Bank Open Data — Firms using banks to finance working capital (% of firms), 2025. Unit: %.

Source: World Bank Open Data — Firms using banks to finance working capital (% of firms) · CC BY 4.0 · fetched Oct 16, 2026