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Financial intermediation services which are implicitly charged in the form of either the difference between a reference rate and the interest rate actually paid to depositors, or the difference between the interest rate charged to borrowers and a reference rate. This indicator is expressed in constant prices, meaning the series has been adjusted to account for price changes over time.
As of 2025, Iraq ranks first with 1,606,875,000,000, followed by Kenya (325,971,000,000) and Armenia (240,599,843,942).
Iraq is 4.9 times higher than Kenya, the runner-up.
Across 19 countries and territories, values run from 1,606,875,000,000 (Iraq) to 2,000,000 (Azerbaijan), with a median of 28,221,484,181.
By region, the top 10 is made up of 5 from Africa, 3 from Asia and 2 from the Americas.
Source: World Bank Open Data — Financial intermediary services indirectly Measured (FISIM) (constant LCU), 2025. Unit: FISIM.
Source: World Bank Open Data — Financial intermediary services indirectly Measured (FISIM) (constant LCU) · CC BY 4.0 · fetched Oct 17, 2026