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Bank cost to income ratio (%)

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

📅 2021📏 %132 entries

IraqVenezuelaLesothoLaosSpainBoliviaBermudaFranceEcuadorColombiaKyrgyzstanNigeriaAfghanistanUnited KingdomSouth KoreaDominican RepublicUnited StatesCosta RicaSouth AfricaEstoniaJapanBelarusRussiaFijiCanadaParaguayLiberiaBrazilEthiopiaUruguayUgandaGuatemalaTanzaniaMexicoAngolaBhutanArgentinaAustraliaIsraelNamibiaFinlandMalawiPhilippinesPakistanHong KongPeruBahamasOmanIndonesiaMoroccoIcelandMongoliaGhanaSingaporeChileSri LankaMalaysiaNew ZealandKenyaNorwayMauritiusGeorgiaEgyptChina

94.50% – 63.74%63.40% – 56.03%55.98% – 51.94%51.77% – 45.45%45.36% – 10.52%No data

🇨🇭Switzerland

94.50%

🇮🇶Iraq

92.41%

🇨🇾Cyprus

89.22%

🇩🇪Germany

88.62%

🇲🇪Montenegro

79.33%

🇻🇪Venezuela

77.95%

🇱🇸Lesotho

77.63%

🇲🇹Malta

76.12%

🇨🇼Curaçao

74.75%

🇱🇦Laos

74.68%

🇪🇸Spain

72.83%

🇧🇴Bolivia

71.00%

🇧🇲Bermuda

69.14%

🇦🇹Austria

69.06%

🇫🇷France

68.90%

🇪🇨Ecuador

67.87%

🇨🇴Colombia

67.84%

🇰🇬Kyrgyzstan

67.78%

🇯🇲Jamaica

67.27%

🇳🇬Nigeria

65.04%

🇱🇺Luxembourg

64.50%

🇦🇫Afghanistan

64.39%

🇸🇻El Salvador

64.20%

🇬🇧United Kingdom

63.92%

🇭🇺Hungary

63.86%

🇭🇳Honduras

63.85%

🇰🇷South Korea

63.74%

🇩🇴Dominican Republic

63.40%

🇧🇦Bosnia and Herzegovina

62.80%

🇺🇸United States

62.74%

🇧🇪Belgium

62.43%

🇨🇷Costa Rica

62.41%

🇳🇱Netherlands

61.15%

🇿🇦South Africa

61.01%

🇪🇪Estonia

60.97%

🇯🇵Japan

60.57%

🇹🇹Trinidad and Tobago

60.36%

🇩🇰Denmark

60.17%

🇧🇾Belarus

60.06%

🇱🇻Latvia

59.99%

🇦🇿Azerbaijan

59.50%

🇮🇹Italy

59.04%

🇷🇺Russia

59.00%

🇧🇼Botswana

58.45%

🇫🇯Fiji

58.30%

🇵🇹Portugal

57.88%

🇳🇮Nicaragua

57.65%

🇸🇮Slovenia

57.61%

🇲🇩Moldova

57.56%

🇨🇦Canada

57.35%

Highlights

As of 2021, Switzerland ranks first with 94.50%, followed by Iraq (92.41%) and Cyprus (89.22%).

Across 132 countries and territories, values run from 94.50% (Switzerland) to 10.52% (Syria), with a median of 54.28%.

By region, the top 10 is made up of 5 from Europe, 2 from the Americas, 2 from Asia and 1 from Africa.

Source: World Bank Open Data — Bank cost to income ratio (%), 2021. Unit: %.

Source: World Bank Open Data — Bank cost to income ratio (%) · CC BY 4.0 · fetched Oct 17, 2026

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