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Bank lending-deposit spread

Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.

📅 2020📏 indicator value94 entries

Africa · 23

Americas · 26

Oceania · 6

Asia · 26

Europe · 13

0.1 indicator value1 indicator value10 indicator value

Every dot is one country, placed by its value (indicator value, logarithmic scale); the vertical bar marks each row’s median. Rows are world regions, ordered by their median. Hover a dot for its name.

🇲🇬Madagascar

35.7

🇧🇷Brazil

26.8

🇬🇲Gambia

21.2

🇸🇸South Sudan

16.0

🇸🇹São Tomé and Príncipe

15.9

🇰🇬Kyrgyzstan

15.7

🇫🇲Micronesia

14.4

🇦🇴Angola

13.5

🇸🇱Sierra Leone

12.3

🇵🇪Peru

11.1

🇧🇹Bhutan

11.0

🇲🇿Mozambique

10.3

🇸🇧Solomon Islands

10.2

🇹🇿Tanzania

10.0

🇯🇲Jamaica

9.6

🇳🇮Nicaragua

9.0

🇲🇲Myanmar

9.0

🇳🇬Nigeria

9.0

🇭🇳Honduras

8.9

🇷🇼Rwanda

8.7

🇬🇾Guyana

8.6

🇦🇿Azerbaijan

8.5

🇺🇦Ukraine

8.2

🇸🇨Seychelles

8.1

🇧🇧Barbados

7.9

🇬🇹Guatemala

7.9

🇲🇻Maldives

7.9

🇨🇻Cape Verde

7.3

🇱🇸Lesotho

7.1

🇸🇷Suriname

6.9

🇲🇳Mongolia

6.7

🇧🇿Belize

6.6

🇨🇴Colombia

6.5

🇺🇾Uruguay

6.4

🇰🇲Comoros

6.3

🇻🇨Saint Vincent and the Grenadines

6.3

🇩🇿Algeria

6.3

🇦🇬Antigua and Barbuda

6.2

🇼🇸Samoa

6.0

🇺🇿Uzbekistan

6.0

🇹🇴Tonga

5.8

🇦🇱Albania

5.7

🇬🇩Grenada

5.7

🇱🇨Saint Lucia

5.6

🇲🇺Mauritius

5.5

🇦🇼Aruba

5.5

🇸🇿Eswatini

5.5

🇰🇳Saint Kitts and Nevis

5.4

🇧🇳Brunei

5.3

🇩🇲Dominica

5.1

Highlights

As of 2020, Madagascar ranks first with 35.7, followed by Brazil (26.8) and Gambia (21.2).

Across 94 countries and territories, values run from 35.7 (Madagascar) to 0.1 (Argentina), with a median of 5.5.

By region, the top 10 is made up of 6 from Africa, 2 from the Americas, 1 from Asia and 1 from Oceania.

Source: World Bank Open Data — Bank lending-deposit spread, 2020. Unit: indicator value.

Source: World Bank Open Data — Bank lending-deposit spread · CC BY 4.0 · fetched Oct 17, 2026

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