Ranking
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Adults depositing/withdrawing at least once in a typical month (% age 15+). It is calculated as follows: (100 - "0 deposits/withdrawals in typical month (% with an account, age 15+)" ) * ("Account at a formal financial institution (% age 15+)") / 100. "0 deposits/withdrawals in typical month (% with an account, age 15+)" denotes the percentage of respondents with an account at a formal financial institution who report making zero deposits into or zero withdrawals from their personal account(s) in a typical month (also called “inactive account”). This includes cash or electronic deposits, or any time money is put into or removed from account(s) by self or others (% age 15+, with an account).
As of 2021, India ranks first with 27.44%, followed by Sri Lanka (16.48%) and Nepal (14.06%).
India is 1.7 times higher than Sri Lanka, the runner-up.
Across 117 countries and territories, values run from 27.44% (India) to 0.00% (Sweden), with a median of 2.28%.
By region, the top 10 is made up of 5 from Asia, 3 from the Americas and 2 from Africa.
Source: World Bank Open Data — Depositing/withdrawing at least once in a typical month (% age 15+), 2021. Unit: %.
Source: World Bank Open Data — Depositing/withdrawing at least once in a typical month (% age 15+) · CC BY 4.0 · fetched Oct 17, 2026