Ranking
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The percentage of respondents who used electronic payments (payments that one makes or that are made automatically including wire transfers or payments made online) in the past 12 months to make payments on bills or to buy things using money from their accounts (% age 15+).
As of 2021, Denmark ranks first with 99.93%, followed by Iceland (99.78%) and Germany (99.48%).
The top two are virtually level: Denmark and Iceland differ by less than 1%.
Across 119 countries and territories, values run from 99.93% (Denmark) to 3.53% (South Sudan), with a median of 60.14%.
By region, the top 10 is made up of 9 from Europe and 1 from the Americas.
Source: World Bank Open Data — Electronic payments used to make payments (% age 15+), 2021. Unit: %.
Source: World Bank Open Data — Electronic payments used to make payments (% age 15+) · CC BY 4.0 · fetched Oct 17, 2026