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The percentage of respondents who report borrowing any money from a bank, credit union, microfinance institution, or another financial institution such as a cooperative in the past 12 months (% age 15+).
As of 2021, Canada ranks first with 81.01%, followed by Israel (79.51%) and Iceland (73.36%).
Across 119 countries and territories, values run from 81.01% (Canada) to 2.05% (Afghanistan), with a median of 20.96%.
By region, the top 10 is made up of 4 from Asia, 3 from Europe, 2 from the Americas and 1 from Oceania.
Source: World Bank Open Data — Loan from a financial institution in the past year (% age 15+), 2021. Unit: %.
Source: World Bank Open Data — Loan from a financial institution in the past year (% age 15+) · CC BY 4.0 · fetched Oct 17, 2026