Ranking
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The percentage of respondents who report saving or setting aside any money by using an account at a formal financial institution such as a bank, credit union, microfinance institution, or cooperative in the past 12 months (% age 15+).
As of 2021, Norway ranks first with 80.93%, followed by Sweden (79.74%) and Iceland (75.84%).
Across 119 countries and territories, values run from 80.93% (Norway) to 1.07% (Tajikistan), with a median of 18.66%.
By region, the top 10 is made up of 6 from Europe, 2 from the Americas and 2 from Oceania.
Source: World Bank Open Data — Saved at a financial institution in the past year (% age 15+), 2021. Unit: %.
Source: World Bank Open Data — Saved at a financial institution in the past year (% age 15+) · CC BY 4.0 · fetched Oct 17, 2026