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Account at a formal financial institution (% age 15+)

The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).

📅 2021📏 %119 entries

IcelandIrelandCanadaFinlandNorwayAustraliaFranceNew ZealandSouth KoreaJapanSpainMongoliaHong KongSingaporeLatviaUnited StatesThailandIsraelMauritiusIranSri LankaChinaRussiaMalaysiaChileSouth AfricaVenezuelaUkraineBrazilKazakhstanIndiaJamaicaCosta RicaBoliviaArgentinaNamibiaEcuadorPeruColombiaNepalKenyaIndonesiaDominican RepublicPhilippinesNigeriaAlgeriaLaosZimbabweLiberiaMaliGabonParaguayEgyptZambiaTanzaniaMalawiCongoIraqSouth Sudan

100.00% – 97.29%97.19% – 84.56%84.11% – 52.25%50.57% – 29.25%28.59% – 5.48%No data

🇩🇰Denmark

100.00%

🇮🇸Iceland

100.00%

🇩🇪Germany

99.98%

🇦🇹Austria

99.95%

🇬🇧United Kingdom

99.76%

🇳🇱Netherlands

99.73%

🇸🇪Sweden

99.69%

🇮🇪Ireland

99.66%

🇨🇦Canada

99.63%

🇫🇮Finland

99.53%

🇨🇭Switzerland

99.49%

🇳🇴Norway

99.48%

🇪🇪Estonia

99.38%

🇦🇺Australia

99.32%

🇫🇷France

99.24%

🇸🇮Slovenia

99.05%

🇧🇪Belgium

99.01%

🇳🇿New Zealand

98.75%

🇰🇷South Korea

98.67%

🇯🇵Japan

98.49%

🇪🇸Spain

98.30%

🇲🇳Mongolia

98.17%

🇭🇰Hong Kong

97.80%

🇮🇹Italy

97.29%

🇸🇬Singapore

97.19%

🇱🇻Latvia

96.62%

🇲🇹Malta

96.45%

🇵🇱Poland

95.72%

🇸🇰Slovakia

95.62%

🇺🇸United States

94.95%

🇨🇿Czechia

94.94%

🇬🇷Greece

94.88%

🇹🇭Thailand

94.15%

🇱🇹Lithuania

93.53%

🇨🇾Cyprus

93.13%

🇮🇱Israel

92.93%

🇵🇹Portugal

92.65%

🇭🇷Croatia

91.80%

🇲🇺Mauritius

89.96%

🇮🇷Iran

89.62%

🇱🇰Sri Lanka

88.93%

🇨🇳China

88.71%

🇷🇺Russia

88.71%

🇭🇺Hungary

88.22%

🇲🇾Malaysia

88.17%

🇨🇱Chile

87.06%

🇲🇰North Macedonia

85.29%

🇦🇪United Arab Emirates

84.56%

🇿🇦South Africa

84.11%

🇻🇪Venezuela

84.03%

Highlights

As of 2021, Denmark ranks first with 100.00%, followed by Iceland (100.00%) and Germany (99.98%).

The top two are virtually level: Denmark and Iceland differ by less than 1%.

Across 119 countries and territories, values run from 100.00% (Denmark) to 5.48% (South Sudan), with a median of 72.67%.

By region, the top 10 is made up of 9 from Europe and 1 from the Americas.

Source: World Bank Open Data — Account at a formal financial institution (% age 15+), 2021. Unit: %.

Source: World Bank Open Data — Account at a formal financial institution (% age 15+) · CC BY 4.0 · fetched Oct 17, 2026

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