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The indicator assesses whether the law: (1) explicitly prohibits gender-based discrimination in access to financial services, credit, or loans; (OR) the law prescribes equal access for both women and men to financial products or services; AND (2) if the specific provision on nondiscrimination in access to credit is regulated in a central bank regulation or circular, it must be legally binding; AND (3) the legally binding instruments are accompanied by effective remedies after violation of the principle. Score = 1 if all three conditions are met; otherwise, score = 0. For details, please refer to the WBL Methodology Handbook (link: https://wbl.worldbank.org/content/dam/sites/wbl/documents/202
As of 2025, Albania ranks first with 1.0, followed by Angola (1.0) and Australia (1.0).
The top two are virtually level: Albania and Angola differ by less than 1%.
Across 188 countries and territories, values run from 1.0 (Albania) to 0.0 (Yemen), with a median of 1.0.
By region, the top 10 is made up of 4 from Europe, 2 from Africa, 2 from Asia, 1 from the Americas and 1 from Oceania.
Source: World Bank Open Data — WBL: Legal Framework, Entrepreneurship, The law prohibits discrimination in access to credit based on gender, 2025. Unit: indicator value.
Source: World Bank Open Data — WBL: Legal Framework, Entrepreneurship, The law prohibits discrimination in access to credit based on gender · CC BY 4.0 · fetched Oct 17, 2026