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Countries requiring banks to check credit bureaus for borrowers

Binary indicator: 1 indicates yes; 0 indicates no. 162_Are commercial banks required to check/report to credit bureau for some/all loans?_#VGHA_00, reported by Global Financial Inclusion and Consumer Protection Survey in the World Bank Open Data catalog.

📅 2017📏 yes/no (1=yes)119 entries

Asia · 34

Americas · 22

Africa · 26

Europe · 32

Oceania · 5

0 yes/no (1=yes)0.2 yes/no (1=yes)0.4 yes/no (1=yes)0.6 yes/no (1=yes)0.8 yes/no (1=yes)1 yes/no (1=yes)

Every dot is one country, placed by its value (yes/no (1=yes)); the vertical bar marks each row’s median. Rows are world regions, ordered by their median. Hover a dot for its name.

🇦🇲Armenia

Yes

🇦🇿Azerbaijan

Yes

🇧🇩Bangladesh

Yes

🇧🇹Bhutan

Yes

🇧🇴Bolivia

Yes

🇧🇼Botswana

Yes

🇰🇭Cambodia

Yes

🇨🇦Canada

Yes

🇨🇳China

Yes

🇨🇴Colombia

Yes

🇨🇷Costa Rica

Yes

🇩🇴Dominican Republic

Yes

🇪🇨Ecuador

Yes

🇪🇬Egypt

Yes

🇸🇻El Salvador

Yes

🇪🇪Estonia

Yes

🇸🇿Eswatini

Yes

🇫🇮Finland

Yes

🇬🇲Gambia

Yes

🇬🇷Greece

Yes

🇬🇹Guatemala

Yes

🇬🇾Guyana

Yes

🇭🇹Haiti

Yes

🇭🇳Honduras

Yes

🇭🇰Hong Kong

Yes

🇮🇳India

Yes

🇮🇩Indonesia

Yes

🇮🇶Iraq

Yes

🇮🇹Italy

Yes

🇯🇲Jamaica

Yes

🇯🇵Japan

Yes

🇯🇴Jordan

Yes

🇰🇿Kazakhstan

Yes

🇰🇪Kenya

Yes

🇰🇼Kuwait

Yes

🇰🇬Kyrgyzstan

Yes

🇱🇸Lesotho

Yes

🇱🇹Lithuania

Yes

🇲🇼Malawi

Yes

🇲🇾Malaysia

Yes

🇲🇹Malta

Yes

🇲🇽Mexico

Yes

🇲🇩Moldova

Yes

🇲🇦Morocco

Yes

🇳🇦Namibia

Yes

🇳🇱Netherlands

Yes

🇳🇬Nigeria

Yes

🇳🇴Norway

Yes

🇴🇲Oman

Yes

🇵🇦Panama

Yes

Highlights

As of 2017, Armenia ranks first with Yes, followed by Azerbaijan (Yes) and Bangladesh (Yes).

The top two are virtually level: Armenia and Azerbaijan differ by less than 1%.

Across 119 countries and territories, values run from Yes (Armenia) to No (United Kingdom), with a median of Yes.

By region, the top 10 is made up of 6 from Asia, 3 from the Americas and 1 from Africa.

Source: World Bank Open Data, 2017. Unit: yes/no (1=yes).

Source: World Bank Open Data · CC BY 4.0 · fetched Oct 17, 2026

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