Home / Markets

Countries regulating overdraft and low-balance penalties

Binary indicator: 1 indicates yes; 0 indicates no. 289_Are the maximum overdraft penalty or below minimum balance penalty regulated in this country?_#VGTA_03, reported by Global Financial Inclusion and Consumer Protection Survey in the World Bank Open Data catalog.

📅 2017📏 yes/no (1=yes)119 entries

Americas · 22

Asia · 34

Europe · 32

Africa · 26

Oceania · 5

0 yes/no (1=yes)0.2 yes/no (1=yes)0.4 yes/no (1=yes)0.6 yes/no (1=yes)0.8 yes/no (1=yes)1 yes/no (1=yes)

Every dot is one country, placed by its value (yes/no (1=yes)); the vertical bar marks each row’s median. Rows are world regions, ordered by their median. Hover a dot for its name.

🇪🇨Ecuador

Yes

🇮🇷Iran

Yes

🇮🇹Italy

Yes

🇱🇹Lithuania

Yes

🇲🇽Mexico

Yes

🇲🇦Morocco

Yes

🇴🇲Oman

Yes

🇵🇹Portugal

Yes

🇸🇲San Marino

Yes

🇪🇸Spain

Yes

🇹🇭Thailand

Yes

🇹🇳Tunisia

Yes

🇦🇫Afghanistan

🇦🇱Albania

🇦🇴Angola

🇦🇷Argentina

🇦🇲Armenia

🇦🇺Australia

🇦🇹Austria

🇦🇿Azerbaijan

🇧🇸Bahamas

🇧🇭Bahrain

🇧🇩Bangladesh

🇧🇪Belgium

🇧🇹Bhutan

🇧🇴Bolivia

🇧🇦Bosnia and Herzegovina

🇧🇼Botswana

🇧🇷Brazil

🇧🇬Bulgaria

🇧🇮Burundi

🇰🇭Cambodia

🇨🇦Canada

🇰🇾Cayman Islands

🇨🇱Chile

🇨🇳China

🇨🇴Colombia

🇨🇷Costa Rica

🇭🇷Croatia

🇩🇰Denmark

🇩🇯Djibouti

🇩🇴Dominican Republic

🇪🇬Egypt

🇸🇻El Salvador

🇪🇪Estonia

🇸🇿Eswatini

🇫🇯Fiji

🇫🇮Finland

🇫🇷France

🇬🇲Gambia

Highlights

As of 2017, Ecuador ranks first with Yes, followed by Iran (Yes) and Italy (Yes).

The top two are virtually level: Ecuador and Iran differ by less than 1%.

Across 119 countries and territories, values run from Yes (Ecuador) to No (Zimbabwe), with a median of No.

By region, the top 10 is made up of 5 from Europe, 2 from the Americas, 2 from Asia and 1 from Africa.

Source: World Bank Open Data, 2017. Unit: yes/no (1=yes).

Source: World Bank Open Data · CC BY 4.0 · fetched Oct 17, 2026

Ranking