Countries requiring lenders to assess borrowers’ ability to repay

Binary indicator: 1 indicates yes; 0 indicates no. World Bank indicator.

📅 2017📏 yes/no (1=yes)117 entries

Europe · 31

Oceania · 5

Asia · 33

Africa · 26

Americas · 22

0 yes/no (1=yes)0.2 yes/no (1=yes)0.4 yes/no (1=yes)0.6 yes/no (1=yes)0.8 yes/no (1=yes)1 yes/no (1=yes)

Every dot is one country, placed by its value (yes/no (1=yes)); the vertical bar marks each row’s median. Rows are world regions, ordered by their median. Hover a dot for its name.

🇦🇫Afghanistan

Yes

🇦🇱Albania

Yes

🇦🇴Angola

Yes

🇦🇷Argentina

Yes

🇦🇲Armenia

Yes

🇦🇺Australia

Yes

🇦🇹Austria

Yes

🇧🇩Bangladesh

Yes

🇧🇪Belgium

Yes

🇧🇼Botswana

Yes

🇧🇬Bulgaria

Yes

🇨🇳China

Yes

🇭🇷Croatia

Yes

🇩🇴Dominican Republic

Yes

🇸🇻El Salvador

Yes

🇫🇯Fiji

Yes

🇫🇮Finland

Yes

🇫🇷France

Yes

🇬🇪Georgia

Yes

🇩🇪Germany

Yes

🇬🇷Greece

Yes

🇭🇳Honduras

Yes

🇮🇳India

Yes

🇮🇩Indonesia

Yes

🇮🇷Iran

Yes

🇮🇶Iraq

Yes

🇯🇵Japan

Yes

🇯🇴Jordan

Yes

🇰🇪Kenya

Yes

🇱🇸Lesotho

Yes

🇱🇷Liberia

Yes

🇱🇺Luxembourg

Yes

🇲🇾Malaysia

Yes

🇲🇹Malta

Yes

🇲🇽Mexico

Yes

🇲🇩Moldova

Yes

🇲🇪Montenegro

Yes

🇲🇲Myanmar

Yes

🇳🇿New Zealand

Yes

🇳🇬Nigeria

Yes

🇲🇰North Macedonia

Yes

🇳🇴Norway

Yes

🇵🇾Paraguay

Yes

🇵🇪Peru

Yes

🇵🇱Poland

Yes

🇵🇹Portugal

Yes

🇷🇼Rwanda

Yes

🇸🇲San Marino

Yes

🇸🇰Slovakia

Yes

🇪🇸Spain

Yes

Highlights

As of 2017, Afghanistan ranks first with Yes, followed by Albania (Yes) and Angola (Yes).

The top two are virtually level: Afghanistan and Albania differ by less than 1%.

Across 117 countries and territories, values run from Yes (Afghanistan) to No (Türkiye), with a median of Yes.

By region, the top 10 is made up of 3 from Asia, 3 from Europe, 2 from Africa, 1 from the Americas and 1 from Oceania.

Source: World Bank Open Data, 2017. Unit: yes/no (1=yes).

Source: World Bank Open Data · CC BY 4.0 · fetched Oct 17, 2026

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